VA Loan Guide

By state · Virginia

Virginia’s property tax exemption for disabled veterans.

100% P&T: fully exempt, dwelling plus at least one acre. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Full exemption from real property taxes on the principal residence and up to one acre (more where the locality exempts more land for others) for veterans rated 100% permanent and total service-connected. Constitutional since 2011, so localities cannot opt out.
Income test
None. The exemption does not depend on your income.
Surviving spouses
The unremarried surviving spouse keeps the exemption while occupying the home as their principal residence. A separate program covers surviving spouses of service members killed in action.
How to apply
File with your city or county commissioner of the revenue (or assessor) with your VA summary of benefits letter showing the 100% P&T rating.
Worth knowing
Virginia also exempts one vehicle owned and used primarily by or for a 100% P&T veteran, a constitutional amendment effective 2021. Worth claiming both.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Virginia Department of Veterans Services — tax exemptions

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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