VA Loan Guide

By state · North Carolina

North Carolina’s property tax exemption for disabled veterans.

100% P&T: first $45,000 of appraised value excluded. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
The first $45,000 of the home's appraised value is excluded from taxation for veterans with a 100% permanent and total rating, or those receiving benefits for specially adapted housing. No income test, no age requirement.
Income test
None. The exemption does not depend on your income.
Surviving spouses
The unremarried surviving spouse can continue the exclusion.
How to apply
File form AV-9 (with the NCDVA-9 certification) at your county tax office, generally by June 1.
Worth knowing
A flat $45,000 exclusion covers a smaller share of the bill as home values rise; legislation to expand it comes up regularly in Raleigh, so watch this one.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: North Carolina Department of Revenue — property tax relief programs

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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