VA Loan Guide

By state · Missouri

Missouri’s property tax exemption for disabled veterans.

No general exemption: former POWs only, plus an income-tested credit. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Missouri has no property tax exemption for disabled veterans generally. The constitution fully exempts the homestead of a former prisoner of war with a 100% service-connected disability, and that is the only full exemption.
Income test
The separate Missouri Property Tax Credit (the 'circuit breaker') pays up to $1,100 on real estate taxes for qualifying seniors and 100% disabled veterans, with income limits around $30,000 (single) to $34,000 (married). Veterans 100% service-connected exclude VA payments from that income calculation.
Surviving spouses
The POW exemption is personal to the veteran. Surviving spouses of 100% disabled veterans may still qualify for the MO-PTC credit on their own income.
How to apply
For the credit, file form MO-PTC with the Department of Revenue at tax time. Former POWs apply through their county assessor.
Worth knowing
Bills to create a tiered disabled-veteran exemption died in the 2025 session, and a constitutional amendment (SJR 88) is pending in 2026. If you read that Missouri passed a 70%+ full exemption, that was a proposal, not law. Watch this one.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Missouri Department of Revenue — property tax credit

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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