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VA Loan Guide

By state · Oklahoma

Oklahoma’s property tax exemption for disabled veterans.

100% P&T: fully exempt on the homestead's full value. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Full exemption of the homestead's entire fair cash value for veterans with a 100% permanent and total service-connected rating (Oklahoma Constitution, Art. 10 §8E). No dollar cap, no income test.
Income test
None. The exemption does not depend on your income.
Surviving spouses
The unremarried surviving spouse continues the full exemption on the homestead.
How to apply
File OTC Form 998 with your county assessor with the VA benefits award letter specific to this exemption. You must own and occupy the home on January 1, have the deed recorded by February 1, and qualify for the regular homestead exemption.
Worth knowing
Moving within Oklahoma? Form 998-B transfers the exemption to a newly acquired homestead so you don't restart from zero.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Oklahoma Tax Commission — Form 998, 100% disabled veterans exemption

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

Common questions

Oklahoma exemption questions, answered.

What is the Oklahoma property tax exemption for a 100% disabled veteran?
Full exemption of the homestead's entire fair cash value for veterans with a 100% permanent and total service-connected rating (Oklahoma Constitution, Art. 10 §8E). No dollar cap, no income test.
How much is the Oklahoma disabled veteran property tax exemption?
100% P&T: fully exempt on the homestead's full value
Do 100% disabled veterans pay property tax in Oklahoma?
No. A veteran with a 100% permanent and total service-connected rating pays no property tax on the homestead's full value in Oklahoma, with no dollar cap and no income test. File OTC Form 998 with your county assessor.
Do surviving spouses keep the Oklahoma veteran property tax exemption?
The unremarried surviving spouse continues the full exemption on the homestead.
How do I apply for the Oklahoma disabled veteran property tax exemption?
File OTC Form 998 with your county assessor with the VA benefits award letter specific to this exemption. You must own and occupy the home on January 1, have the deed recorded by February 1, and qualify for the regular homestead exemption.

Property tax exemption rules and thresholds change; confirm current figures with your county assessor or state veterans' affairs office before applying.

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