VA Loan Guide

By state · South Carolina

South Carolina’s property tax exemption for disabled veterans.

100% P&T: fully exempt, home plus up to five acres. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Complete exemption from property taxes on the dwelling and up to five acres for veterans with a permanent and total service-connected disability. Owned in fee or jointly with a spouse, as the legal residence.
Income test
None. The exemption does not depend on your income.
Surviving spouses
An unremarried surviving spouse who owns and lives in the home can continue the exemption; they reapply with their own documentation.
How to apply
Unusual detail: apply through the SC Department of Revenue (MyDORWAY online, or form PT-401I), not your county. Bring VA certification that the disability is total, permanent, and service-connected.
Worth knowing
South Carolina routes this exemption through the state DOR rather than the county assessor, which surprises people who just moved from a county-run state. The county still handles your 4% legal-residence rate separately.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: South Carolina DOR — exempt property

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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