By state · New Jersey
New Jersey’s property tax exemption for disabled veterans.
100% P&T: fully exempt from property tax. Here is who qualifies, what it covers, and how to claim it.
Checked against state sources · July 16, 2026
- At a 100% permanent & total rating
- Full exemption from property taxes on the primary residence for veterans with a VA-certified 100% permanent and total service-connected disability (N.J.S.A. 54:4-3.30). No dollar cap, no income test.
- Below 100%
- Below 100% P&T there is no exemption, but all honorably discharged veterans qualify for a small annual $250 property tax deduction.
- Income test
- None. The exemption does not depend on your income.
- Surviving spouses
- The unremarried surviving spouse keeps the exemption on the same home and can claim it on a subsequent New Jersey home.
- How to apply
- File form D.V.S.S.E. with your municipal tax assessor with your VA certification letter and discharge papers. The exemption starts the day you qualify, and mid-year approvals prorate.
- Worth knowing
- Since December 2020 wartime service is no longer required; peacetime-era veterans qualify too. Given New Jersey has the highest property taxes in the country, this exemption is worth more here than almost anywhere.
Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.
Official source: NJ Division of Taxation — 100% disabled veteran exemption
A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.
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