VA Loan Guide

By state · Rhode Island

Rhode Island’s property tax exemption for disabled veterans.

State sets minimums; your city or town sets the real number. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Rhode Island's statute (RIGL 44-3-4) sets minimum exemptions: $10,000 of assessed value for a service-connected totally disabled veteran, plus another $10,000 for those who received a VA specially adapted housing grant. Cities and towns set the actual amounts by ordinance and many go well beyond the minimums, in dollar or credit form.
Below 100%
The general veterans' exemption ($1,000 minimum, often more locally) covers qualifying wartime service at any rating.
Income test
None. The exemption does not depend on your income.
Surviving spouses
Unremarried surviving spouses generally keep the exemption their veteran qualified for.
How to apply
Apply with your city or town assessor, typically by the local deadline (often March 15 or with the annual return), with your VA documentation. Ask specifically what your municipality has adopted.
Worth knowing
The spread between towns is wide: the same veteran can see a token exemption in one town and thousands in the next. The assessor's office, not the statute, has your real number.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: RI Office of Veterans Services — property tax exemptions

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

Still have a question?

Ask it. A real person reads every message and replies.

More questions? →