By state · Massachusetts
Massachusetts’s property tax exemption for disabled veterans.
Flat exemptions ($400 to $1,000+), with 2024 law letting towns double them. Here is who qualifies, what it covers, and how to claim it.
Checked against state sources · July 16, 2026
- At a 100% permanent & total rating
- Massachusetts uses flat-dollar exemptions by category (Clauses 22 through 22F): $400 for qualifying wartime veterans up to $1,000 for a 100% service-connected rating (Clause 22E), and a full exemption for certain categories such as paraplegic veterans and specially-adapted-housing recipients (Clause 22F).
- Below 100%
- Intermediate clauses cover loss of limb or eye, Purple Heart recipients, and other categories at $400 to $1,500. Since the 2024 HERO Act, a city or town can vote to double any of these (Clause 22J) and to index them to inflation (Clause 22I), starting with fiscal 2026.
- Income test
- None. The exemption does not depend on your income.
- Surviving spouses
- Surviving spouses can claim under several clauses, including a full exemption for Gold Star parents and spouses in some categories; the assessor can tell you which fits.
- How to apply
- File with your city or town assessor, generally within three months of the tax bill, with your VA documentation. Whether the doubled or indexed amounts apply depends on whether your municipality adopted them.
- Worth knowing
- The dollar amounts look small against Massachusetts tax bills, and they are. Check whether your town adopted the HERO Act options; adoption is town-by-town, so neighbors in different towns see different relief.
Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.
Official source: Mass.gov — local property tax exemptions for veterans
A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.
Still have a question?
Ask it. A real person reads every message and replies.