VA Loan Guide

By state · Hawaii

Hawaii’s property tax exemption for disabled veterans.

Totally disabled: home exempt except a small minimum tax (county-run). Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Hawaii property tax runs at the county level, and each county exempts the home of a totally disabled veteran. In Honolulu, a veteran totally disabled due to injuries sustained on active duty pays no real property tax except the county's minimum tax.
Income test
None. The exemption does not depend on your income.
Surviving spouses
In Honolulu, the widow or widower keeps the exemption while unmarried.
How to apply
Apply with your county's real property office. Honolulu uses form E-8-10.5, filed by June 30 (first payment) or December 31 (second); once granted, it doesn't need annual refiling.
Worth knowing
Hawaii already has the lowest property-tax rates in the country, and each county (Honolulu, Maui, Hawaiʻi, Kauaʻi) runs its own version of this exemption. Check your county's real property office for its exact wording and minimum tax.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Honolulu Real Property Assessment Division — totally disabled veterans

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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