VA Loan Guide

By state · Alabama

Alabama’s property tax exemption for disabled veterans.

100% P&T: fully exempt, home plus up to 160 acres. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Full exemption from all ad valorem property taxes (state, county, city, and school district) on the primary residence and up to 160 adjacent acres. No income limit, no dollar cap.
Below 100%
Below 100% P&T, Alabama's regular homestead exemptions may still apply (age- and income-based), but there is no rating-tiered veteran exemption.
Income test
None. The exemption does not depend on your income.
Surviving spouses
An unremarried surviving spouse can generally continue the exemption on the same homestead.
How to apply
Apply at your county tax assessor's office with your VA rating letter (100% permanent and total) and proof the home is your primary residence.
Worth knowing
One of the most complete exemptions in the country: the 160-acre allowance covers rural properties most states cap out.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Alabama Department of Revenue — homestead exemptions

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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