VA Loan Guide

By state · Texas

Texas’s property tax exemption for disabled veterans.

100% or IU: totally exempt. Partial ratings: $5,000–$12,000 tiers. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Total exemption from all property taxes on the residence homestead for veterans rated 100% (or paid at the 100% rate due to individual unemployability). In a state with some of the highest property-tax rates in the country, this is worth thousands of dollars a year.
Below 100%
Tiered exemption amounts on any property the veteran owns: $5,000 of value at 10–29%, $7,500 at 30–49%, $10,000 at 50–69%, $12,000 at 70–99%.
Income test
None. The exemption does not depend on your income.
Surviving spouses
The unremarried surviving spouse keeps the full exemption on the same homestead (and can move a dollar-equivalent amount to a new homestead).
How to apply
File the disabled-veteran exemption application with your county appraisal district; the 100% homestead exemption uses its own form (50-114 plus the disability documentation).
Worth knowing
The partial tiers apply to any one property you own, not just the homestead. The 100% exemption is homestead-only.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Texas Comptroller — property tax exemptions

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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