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VA Loan Guide

By state · Maryland

Maryland’s property tax exemption for disabled veterans.

100% P&T: fully exempt from property tax. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Complete exemption from real property tax on the primary residence for veterans with a 100% permanent and total service-connected rating. No dollar cap, no income test.
Below 100%
Since 2022, counties are authorized (not required) to offer partial credits for ratings of 50–99%. Whether one exists depends on your county.
Income test
None. The exemption does not depend on your income.
Surviving spouses
The unremarried surviving spouse can retain the exemption on the dwelling.
How to apply
File the exemption application with your local State Department of Assessments and Taxation (SDAT) office with your VA rating documentation.
Worth knowing
Refunds can reach back to the application year; if you were rated earlier and never filed, ask SDAT about retroactivity.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Maryland SDAT — real property exemptions

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

Common questions

Maryland exemption questions, answered.

What is the Maryland property tax exemption for a 100% disabled veteran?
Complete exemption from real property tax on the primary residence for veterans with a 100% permanent and total service-connected rating. No dollar cap, no income test.
How much is the Maryland disabled veteran property tax exemption?
100% P&T: fully exempt from property tax
Do 100% disabled veterans pay property tax in Maryland?
No. Maryland completely exempts the primary residence from real property tax for veterans with a 100% permanent and total service-connected rating, with no dollar cap and no income test. File with your local SDAT office; refunds can reach back to the application year for veterans who qualified before they filed.
Do surviving spouses keep the Maryland veteran property tax exemption?
The unremarried surviving spouse can retain the exemption on the dwelling.
How do I apply for the Maryland disabled veteran property tax exemption?
File the exemption application with your local State Department of Assessments and Taxation (SDAT) office with your VA rating documentation.

Property tax exemption rules and thresholds change; confirm current figures with your county assessor or state veterans' affairs office before applying.

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