By state · Maryland
Maryland’s property tax exemption for disabled veterans.
100% P&T: fully exempt from property tax. Here is who qualifies, what it covers, and how to claim it.
Checked against state sources · July 16, 2026
- At a 100% permanent & total rating
- Complete exemption from real property tax on the primary residence for veterans with a 100% permanent and total service-connected rating. No dollar cap, no income test.
- Below 100%
- Since 2022, counties are authorized (not required) to offer partial credits for ratings of 50–99%. Whether one exists depends on your county.
- Income test
- None. The exemption does not depend on your income.
- Surviving spouses
- The unremarried surviving spouse can retain the exemption on the dwelling.
- How to apply
- File the exemption application with your local State Department of Assessments and Taxation (SDAT) office with your VA rating documentation.
- Worth knowing
- Refunds can reach back to the application year; if you were rated earlier and never filed, ask SDAT about retroactivity.
Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.
Official source: Maryland SDAT — real property exemptions
A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.
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