What is the Tennessee property tax exemption for a 100% disabled veteran?

Tennessee runs a relief (reimbursement) program rather than an exemption: the state pays or reimburses the property tax on the first $175,000 of appraised market value for veterans with a 100% permanent and total service-connected rating.

Do 100% disabled veterans pay property tax in Tennessee?

Not on the first $175,000 of value. Tennessee runs a reimbursement program rather than an exemption: the state pays or pays back the property tax on the first $175,000 of appraised market value for veterans with a 100% permanent and total service-connected rating, so you may pay first and be made whole after. Apply through your County Trustee's office after you receive your tax bill.

Do surviving spouses keep the Tennessee veteran property tax exemption?

Surviving spouses of qualifying veterans can continue receiving the relief in most cases.

How do I apply for the Tennessee disabled veteran property tax exemption?

Apply through your County Trustee's office (or city collecting official) after you receive your tax bill.

By state · Tennessee

Tennessee’s property tax exemption for disabled veterans.

100% P&T: state pays the tax on the first $175,000 of value. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating: Tennessee runs a relief (reimbursement) program rather than an exemption: the state pays or reimburses the property tax on the first $175,000 of appraised market value for veterans with a 100% permanent and total service-connected rating.
Income test: None for the disabled-veteran tier (unlike Tennessee's elderly-homeowner relief, which is income-tested).
Surviving spouses: Surviving spouses of qualifying veterans can continue receiving the relief in most cases.
How to apply: Apply through your County Trustee's office (or city collecting official) after you receive your tax bill.
Worth knowing: Because it's a reimbursement, you may pay first and be made whole after. Budget for the timing, not just the amount.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Tennessee.gov — property tax relief for disabled veterans

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

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Common questions

Tennessee exemption questions, answered.

What is the Tennessee property tax exemption for a 100% disabled veteran?: Tennessee runs a relief (reimbursement) program rather than an exemption: the state pays or reimburses the property tax on the first $175,000 of appraised market value for veterans with a 100% permanent and total service-connected rating.
How much is the Tennessee disabled veteran property tax exemption?: 100% P&T: state pays the tax on the first $175,000 of value
Do 100% disabled veterans pay property tax in Tennessee?: Not on the first $175,000 of value. Tennessee runs a reimbursement program rather than an exemption: the state pays or pays back the property tax on the first $175,000 of appraised market value for veterans with a 100% permanent and total service-connected rating, so you may pay first and be made whole after. Apply through your County Trustee's office after you receive your tax bill.
Do surviving spouses keep the Tennessee veteran property tax exemption?: Surviving spouses of qualifying veterans can continue receiving the relief in most cases.
How do I apply for the Tennessee disabled veteran property tax exemption?: Apply through your County Trustee's office (or city collecting official) after you receive your tax bill.

Property tax exemption rules and thresholds change; confirm current figures with your county assessor or state veterans' affairs office before applying.

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