VA Loan Guide

By state · Georgia

Georgia’s property tax exemption for disabled veterans.

100% (or unemployable): ~$121,812 off assessed value, adjusts annually. Here is who qualifies, what it covers, and how to claim it.

Checked against state sources · July 16, 2026

At a 100% permanent & total rating
Exemption from property taxes on the greater of $32,500 or the federal maximum under 38 U.S.C. §2102 ($121,812 for 2025, adjusted annually) on the primary residence. Covers county, municipal, and school taxes.
Below 100%
Requires 100% disability, a 100%-rate award due to unemployability, or loss/loss-of-use qualifying for specially adapted housing. No tiered amounts below that.
Income test
None. The exemption does not depend on your income.
Surviving spouses
The unremarried surviving spouse or minor children can continue the exemption at the same amount.
How to apply
File with your county tax commissioner or board of assessors with your VA award letter. Deadlines follow the county homestead-filing calendar (often April 1).
Worth knowing
The exemption amount tracks a federal housing-grant figure, which is why it moves a little every year.

Before you count on this: exemption law changes by legislative session, and counties administer the details. Confirm current amounts and deadlines with your county assessor or the official source below. Figures on this page were checked July 16, 2026.

Official source: Georgia Department of Revenue — property tax exemptions

A property-tax exemption lowers the monthly payment a lender counts in your file, which can raise what you qualify for. Run your numbers with the exemption’s effect via the buying-power calculator (use the property-tax override in advanced options), and see the funding fee guide for the other big disability-related saving.

Still have a question?

Ask it. A real person reads every message and replies.

More questions? →